31.7.09

Dubai Real Estate Investment - Investor's Concerns

anthony church
In terms of real estate business, Dubai in itself is a hot selling brand. With Government taking keen interest in execution and completion of so many amazing projects, and the last decade showing a constant growth, Dubai economic future looks bright. Investing in Dubai property is becoming every investor's dream, although some raise questions on issues like high demand vs. low supply and infrastructure problems. Let's have a look at what's positive and what's not with investing in Dubai real estate.

High Demand:

One thing is for sure, Dubai properties are in demand. Investors from all over the world are flocking to Dubai, to get a share in huge profits. Since non-residents of Dubai have been allowed to buy the property in Dubai, Dubai is flooded with interested investors. Everybody seems excited and exuberant about on going development plans. It will take some time before these jaw dropping constructions can be matched at some other place of the world.

Lower Prices - Higher Value:

Rapid increase in property prices has created the impression that real estate prices are high in Dubai, which is completely wrong. One has to consider the rates of equally deluxe apartments and offices in other main cities of the world. Comparison will reveal the true picture. Dubai property is still under valued if we take into amount these factors. Dubai is going through an economic boost and with properties prices hiking quickly; the perfect time to invest is now.

Tax Free Zones:

Dubai government has offered so many incentives to attract investment, tax free zones are one of them. Free zones like Jebel Ali free zone, Dubai international financial centre, Airport free zone and Maritime city, presents great opportunity for investors. Dubai offers unsurpassed tax incentives in the world for businesses. More and more companies from all over the world are setting up their business in these free zones.


Tourism:

Dubai is a dreamland for tourists. It has everything, from mysterious deserts to exhilarating beaches, marvelous hotels and resorts. Approximately 6.5 million tourists will be visiting Dubai annually by 2011. World's biggest arts & entertainment events are held here, making it even more attractive.

Political Situation:

Dubai enjoys political stability and steadiness which is rare in most parts of the world. Since its establishment, Dubai has never been under political chaos, riots or disturbance. Policies are not shuffled and you can invest with the sense of certainty which you will hardly find anywhere else.

Crime:

It's hard to believe but crime rate is almost zero in this part of the world. With no reports of robbery or theft going around, Dubai is a safe place to live. In today's world, this kind of peaceful place appeals everyone desperate to live a life, free from anxiety.

Article Source:
http://www.bestmanagementarticles.com
http://real-estate-management.bestmanagementarticles.com
About the Author:
William King is the director of Wholesale Suppliers Dropshippers & Dropshipping Wholesalers Directory , Pakistan Property & Pakistan Real Estate Properties Portal and Dubai Property & UAE Property & Dubai Real Estate Portal . He has 18 years of experience in the marketing and trading industries.


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30.7.09

Dubai Rotating Skyscraper, Innovation at its best

anthony church
Given the number of stunning, almost miraculous constructions going on in Dubai, it's hard to single out one which outdoes others in its novelty, magnificence and uniqueness.
Talking of uniqueness? What about the first digital building of the world? What about a mega structure building being assembled at factory? How would you like some apartment with the ability to make whole deck rotate on touch of your finger? It's big, it's stunning, and it's spectacular. It's the first wind powered rotating sky scrapper of the world.

With the names like Infinity Design, LERA, Bosch Rexroth and Viega associated to the project, Dynamic Constructions is set to begin the work on this rotating sky scraper in Dubai very soon.

Construction:

Construction work will be completed simultaneously, while putting up the center of the building on-site, floors will be manufactured at a factory, before being carried to the location where they will be elevated and positioned with concrete center. This advance method will prove to be both time saving and cost effective. According to Dynamic Constructions, only 90 workers will be needed on-site. Compare this to more then 2000 workers normally required to build this kind of structures, and you will know the difference. Building the center and floors separately, but at the same time will result in a lot more swift completion of the project.

Rotation:

This is what makes this skyscraper truly phenomenal. Each deck of this Dubai skyscraper can rotate independently, giving the skyscraper a new shape and a new dimension every moment, making the building a visual treat. These floors will be remote controlled with residents having the option to decide on the speed and direction of their liking. What's more? Top five floors would be controlled through voice activated remote controls.

Wind Powered:

Wind energy is the power generated by wind through wind turbines. This process is clean and it doesn't produce any type of air pollution. Dubai rotating skyscraper will have wind turbines placed within its structure. These turbines are capable of generating more energy then what is needed for expected energy consumption of skyscraper. Thus providing loads of energy back into Dubai energy grid.

Another Rotating Skyscraper:

Lots of people are confusing this wind powered rotating skyscraper designed by David Fisher with another building designed by Glenn Howells Architects. That tower will actually rotate on its base and it comes no way near to the grandeur of David Fisher's rotating skyscraper.

Article Source:
http://www.bestmanagementarticles.com
http://real-estate-management.bestmanagementarticles.com
About the Author:
William King is the director of Wholesale Pages UK Dropshippers & Wholesalers Directory , Pakistan Property & Pakistan Real Estate Properties Portal and Dubai Property & UAE Property & Dubai Real Estate Portal . He has 18 years of experience in the marketing and trading industries.



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29.7.09

Ethically and Ecologically Responsible Investing

Wilfrid Baptiste

If you're interested in investing, but are reluctant to fund companies whose practices you disagree with (either on moral, ethical, or environmental grounds), it's probably worth pointing out to you that you have options. And those options are related to the concept of Socially Responsible Investing, or SRI.

Portfolio managers that are involved in SRI (also known as green portfolio managers) tend to direct the funds that they're managing toward competitive public companies that are meeting a certain number of conditions that have been previously set and depend largely on the particular firm's ideals. Most of the time, the criteria include companies that are building a more bio-sustainable human economic infrastructure based on renewable energy, energy efficiency, organic foods and products, recycling, and technologies that have a minimal impact on the environment.

Companies that have met those standards and have earned the "socially responsible" tag have already attracted over $2 trillion in funding from investors. On the international scene, socially responsible investing (SRI) is growing at the healthy clip of more than 10% per year. If you take a look at most SRI portfolio managers and the strategies they use, you'll see that they put in place screens that eliminate publicly-traded companies that produce "bad things", which are products and/or services that are deemed undesirable (alcohol, tobacco, weapons, pornography, and pollution). SRI portfolio managers also use other screens that check for a company's record on human rights, women's rights, worker rights, animal rights, and so on.

Thankfully, out of the myriads of companies out there, there are some that can meet a socially responsible investor's desire for healthy financial returns, while at the same time protecting the environment and building an environmentally sustainable economic infrastructure. For example, renewable energy is one of the sectors growing at a torrid pace right now. While its rate of growth is hovering around 25% per year in the U.S., it is even greater in the European Union and parts of Asia.

Of course, socially responsible investing carries its own sets of risks. Buying shares in individual green companies (or even in green funds) is probably riskier than investing in an index fund for example. The reason is that, by definition, SRI excludes some sectors, and in turn that affects your portfolio's diversification. The flip side of the coin is that where there is risk, there is usually greater opportunity for return. Your best bet is to look for "no load" green funds, which are funds that don't carry a sales charge. Also, if you're considering investing into a fund that claims to go the SRI route, it's a good idea to actually take a look into its holdings to see whether they walk the walk or whether their claims of social responsibility are nothing more than a hollow sales pitch. In short, in order to succeed as a socially responsible investor, you need to make informed decisions, seek diversification, and keep your costs low.

Article Source:
http://www.bestmanagementarticles.com
http://investment-management.bestmanagementarticles.com
About the Author:
I maintain a personal finance blog where I talk about socially responsible investing and how to become a millionaire, among other topics


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28.7.09

Should You Invest in Annuities?

D.J Raymond
Perhaps you have heard the phrase, more month left at the end of the money.It means simply you have more expenses than you have money to pay them at the end of the month. Now apply that same thought to your retirement years. You may have a goal to retire at 59 years old. Assuming you are reasonably healthy, you might live to be 75. However, what if your retirement income runs out before the end of your life?

Unfortunately, this is a real issue retires or soon to be retirees face each day. This reason alone forces many people to work longer than they has planned and what should be your glory years turn out to be working overtime. Is there a solution?

The simple solution would be to retire with enough money so it would not be a concern. With todays economy and the constant threat of inflation, how do you know when enough is enough? Consider immediate annuities to protect your assets and provide a steady income for your retirement years.

What is an Immediate Annuity?
The basic definition is a contract between you and an insurance company that guarantees a rate of return for your investment. You pay a one-time premium and receive payouts based on a pre-determined interest rate and your own life expectancy. Essentially the larger your payment the larger your monthly income. You cannot outlive the benefits of your payout and your payout is guaranteed.

How to Buy an Immediate Annuity?
The most obvious factor for most people is obtaining the highest interest rate available, but there are other important factors to consider. Other tax deferred for example variable annuities are backed by stock market investments. Conversely fixed annuities are issued by and secured by the insurance company where the purchase is made. The priority in you selection should be the credit worthiness of the company itself. Researching the various insurance companies and their credit ratings can help you make a wise selection when shopping for an immediate annuity.

Is an Annuity Right For You?
Ultimately, financial decisions should be made by the individuals investing money. There are a number of retirement instruments to choose from. Certainly there are more than enough agents promoting retirement products. Fixed annuities provide security and stability in a time when the economy is uncertain at best. Research annuities and you will be able to make an informed decision based on your own evaluations. Investing in annuities just might work for you

Investing for retirement offers many options. Todays economy makes the decisions very difficult. If you are looking for stability and guaranteed income, consider immediate annuities. Security and stability make fixed annuities a wise choice

Article Source:
http://www.bestmanagementarticles.com
http://investment-management.bestmanagementarticles.com
About the Author:
DJ Raymond is an accomplished developer and author. To learn more about Best Annuity Rates visit Investing In Annuities for more articles and information.


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27.7.09

What Is Your Emotional Intelligence Quotient?

Daniel Goleman, author of the book “Emotional Intelligence,” says, "If your emotional abilities aren't in hand...you are not going to get very far."

Your emotional intelligence is measured by your emotional quotient.

EMOTIONAL QUOTIENT

Where IQ measures your general intelligence, emotional quotient measures your level of emotional intelligence. In a sense, it's an emotional inventory. Emotional quotient is the ability to sense, understand, and effectively apply the power of your emotions to build relationship compatibility. It can show you how to improve performance, personally and professionally. EQ also helps you gain awareness and control of your emotions in the workplace.

If you know your EQ, you can better understand how your emotions affect your choices and decisions. A high EQ can help you improve decision making by using your head, not just your heart.

There are five areas of emotional quotient, which fall under two categories - Intrapersonal and Interpersonal.

INTRAPERSONAL EMOTIONAL QUOTIENT - Self-Awareness, Self-Regulation, and Motivation

Self-Awareness - the ability to recognize and understand your moods, emotions, and drives, as well as their effect on others. Take an emotional test by rating yourself in these areas of Self-Awareness:

I rely on my intuition to assist me in my decision-making.

I can name my greatest strengths.

I am usually aware of the way I am feeling.

Self-Regulation - the ability to control or redirect disruptive impulses and moods and the ability to suspend judgment and think before acting. Take an emotional test by rating yourself in these areas of Self-Regulation:

I am calm even in tense situations.

I rarely make impulsive decisions.

I am willing to forego immediate gratification when on a budget.

Motivation - a passion to work for reasons that go beyond money or status, and the ability to pursue goals with energy and persistence. Take an emotional test by rating yourself in these areas of Motivation:

I seek out innovative ways of getting the job done.

I would continue to work if I won the lottery.

When I know what I want, I go after it.

Your Intrapersonal Emotional Quotient is the ability to understand and form an accurate concept of yourself, and be able to use that concept to operate effectively in life.

INTERPERSONAL EMOTIONAL QUOTIENT - Empathy and Social Skills

Empathy - the ability to understand the emotional makeup of other people. Take an emotional test by rating yourself in these areas of Empathy:

I can sense someone's true feelings based on their body language.

The emotional tone of an interaction is easy to decipher.

I would make a great therapist.

Social Skills - a proficiency in managing relationships and building networks. Take an emotional test by rating yourself in these areas of Social Skills:

I find it easy to establish common ground with somebody I have just met.

I have a wide circle of acquaintances.

I constantly look for opportunities to build relationships.

Your Interpersonal Emotional Quotient is the ability to understand other people and relate effectively to them; to understand what motivates others, how they work, and how to work cooperatively with them. Improving your EQ score is how to improve social skills.

Having a high emotional quotient can help you build strong relationships, reduce stress, and motivate yourself to get what you want.

In business, a high emotional quotient is how to improve performance. It can help you be more productive, improve decision making, and become a superior performer. You will be, as author Glenn Sheppard says, "the employee your company can't live without."

Daniel Goleman further says, "When I went on to write my next book, 'Working with Emotional Intelligence,' I wanted to make a business case that the best performers were those people strong in these skills."

Article Source:
http://www.bestmanagementarticles.com
http://business-intelligence.bestmanagementarticles.com
About the Author:
You can fill out an emotional questionnaire and get a free emotional intelligence test from The Estes Group. Annette Estes is a Certified Professional Behavioral and Values Analyst, coach, consultant, trainer, professional speaker, and author of the award-winning book, Why Can't You See it My Way? Resolving Values Conflicts at Work and Home


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26.7.09

6 Tips for Beginning HYIP Investors

Chris Sandberg
Beginner investing can be very difficult and since folly here can cost you a great deal, it's nice to have a little hard earned experience handed to you to help you along your way. And since this information is free, if you review and apply the following guidelines I lay before you, it may just be the best investment you ever make.

HYIP's or High Yield Investment Programs are one of the latest internet investment schemes that are gaining a lot of global attention not only for the return on investment that they promise to give, but also because of the number of individuals who are losing there wallets by placing there trust in such programs.

HYIP's by nature are known to have a higher percentage of investment risk, but also a dramatically larger percentage of yield. In the last few years they have become more known as "ponzi schemes".

Ponzi schemes typically involve promises of abnormally high returns to investors in a short period of time. The first investors enrolled into the program are the first to profit and do so by the funds invested by subsequent investors. Eventually the whole scheme collapses or falls in on itself leaving the majority of its investor's deficient the principal amount they invested.

The online community has produced several forums and monitors to help protect investors who choose to pursue this high risk form of investing. You can quickly check the current status of a desired program and read comments or reviews to. You can also be notified on a day by day basis as to whether or not the program is still paying out to its investors.

Some hard earned practical tips and guidelines for beginner investing are as follows;

1. The number one rule to HYIP investing is to only invest in what you can afford to loose. The chances of you loosing your investment are very likely if you don't carefully follow the following steps.

2. Diversify! We have all heard this before. Do not put all your eggs into one basket. If you are hoping to invest five thousand dollars than you might want to consider investing $1000 into five different programs or $500 into ten different programs. Don't loose it all in one place.

3. When looking for High Yield investment programs, make sure there is legitimate contact information on the website allowing you to contact the program's administrator if you have any questions after investing. You would be shocked to know that a large percentage of investors don't even have a method of contact other than an email address.

You should always test the email address to validate that it is an active address as well as to test the response time of there customer service.

If there is a phone number present, test it as well and make sure that it is an active line. Do you get a live person on the phone when you call?, or is it always a message box telling you they will contact you back? This can be a strong indicator of a small basement ran scam trying to take your money. Scammers know that many will check for a phone number but not call it until their promised returns don't show up in their account.

Don't be so foolish, due diligence will save you more money than anything else in the arena of HYIP investing.

4. Check the life of the HYIP of interest. How long has it been around? Here you don't want to invest into a program that is to new as it has yet to be proven. You also don't want to invest in one that is to old as it may be about to crash considering most HYIP last less that a year's period of time.

5. Percentage of return should also be considered as well as the old adage "If it's too good to be true than it usually is". The smallest promised gains in the HYIP world return about 1% daily, which gives you a higher yield than just about anything else you could invest in. The key here is not to get greedy. The higher the promised yield the greater the risk.

6. Lastly, don't let emotion get in the way. Study your interests, define a plan and stick to it. Emotional investing will get you no where!

If you're a beginner on investing in HYIP's, these tips should help you greatly as they are all hard lessons to learn by yourself. Do yourself a favor, employ the tips above, dramatically reduce your risk and lastly of course, make some money!

Article Source:
http://www.bestmanagementarticles.com
http://investment-management.bestmanagementarticles.com
About the Author:
Chris is a writer for http://getrichinvesting.com, where he gives tips investing in rental property.


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25.7.09

Penny Stock Investing and Trading

By: Ron Kaye

If you ask anyone in the finance world what they think about investing or trading penny stocks, the answer that you will probably get will be: "Don't do it. You will lose your money since 90% of penny stock companies are scams. penny stock companies just want to sell shares and are not interested in developing their businesses." The truth is that investing or trading penny stocks is a very risky business. So here is the most important tip about penny stocks: Invest only money that you can afford to lose.

If penny stocks are so risky then, why do people invest in or trade them?
The answer is because you can make a lot of money in a short time if you know what you are doing.

If you are still reading and have decided that you want to trade penny stocks, you need the right tools and good advice to help you survive and even win some money.

Step # 1 - Finding the Right Penny Stock to Buy

To discover the right one stock, you will have to do some investigation, or Due Diligence. There are a lot of websites that will help you with your DD and you can find a list of useful ones at www.stocks-reporter.com.

The following points will guide you in learning important information about a company in which you are interested in investing:

1. Share structure: AS (Shares Authorized) and OS (Outstanding Stock and Float)
2. Transfer agent transparency
3. SEC filing
4. Financial track record
5. Competitive position in its industry
6. Business model
7. Earnings power
8. Valuation or the potential value of the company.

For example, when looking into share structure what you want to see is that there is no dilution. A good sign is when the company has maximized the OS and is close to AS. Watching Level 2 will also give you good indication if there is any dilution from the company. A good strategy is to follow insiders who know the company better than anyone else.

Step # 2 - Deciding When to Buy

After finding the penny stock that you plan to buy, you have to find your entry point and how to execute it the right way. Following the trading in that particular stock for a few days together with chart analyzing will give you a lot of valuable information. At this point it is highly recommended for anyone to learn some basic chart reading or at least let others analyze the chart for you. You can ask for help on many of the popular message boards that discuss stock trading and chart analyzing. An important tip about how to execute the trade in a penny stock is: Be very patient and always try to buy at the BID price.

Step # 3 - When to Sell or The Exit Strategy

The exit strategy is something very personal to different traders or investors.
It is very important to implement your strategy immediately after executing the buy order. In most cases, a good idea would be to set a sell order of 50% of your position at around 20%-30% PPS spike. Another 10%-20% rise of PPS and then sell another 50% of your current position and let the rest ride for a while. In general, your exit strategy should be very flexible and change with news, momentum, and volume. 90% of the time, though, you should sell at the ASK so it won't affect the run.

TIP: Remember always to take profits.

Happy Trading

Author Bio
Ron Kaye is an editor for Stock Investing and Trading Reports, sharing information on undervalued penny stocks and small caps stocks via email alerts articles and Stock investing discussion Forum.

Article Source: http://www.articlegeek.com/
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